Last Updated: December 2019
Collection of Personal Information
In order to enhance consumers' experiences when visiting the Website, we collect the following types of information as users browse the Website:
Personal Information. We may ask you to submit personally identifiable information ("Personal Information"), such as your name, address, or email address, to us via the Website. Some of this Personal Information is required in order to allow you to use all of the features of the Site. Other information is submitted by you voluntarily.
Additionally, if you provide personal information to us for the purposes of our providing you a financial service, additional federal laws may apply to our treatment of that information, and we ask that you carefully review the Privacy Notice addressing information you share for financial purposes.
Use of Your Information
Personal Information. Gathering Personal Information about our customers allows us to serve you better. We will not use your Personal Information in a way that is prohibited by applicable law. Here are some ways in which we might use your Personal Information:
Our Business Purposes. We may use your Personal Information for our everyday business purposes, such as to provide services to you, to market our products and services to you, and to maintain your account with us. We may also share your Personal Information with third parties with whom we have joint marketing arrangements to market other products and services to you. Additionally, we may share your Personal Information with companies related to us by common ownership or control, and they may use your Personal Information for their everyday business purposes.
Service Providers. From time to time, we may employ companies and individuals to perform certain services on our behalf (such as conducting audits, performing legal services, processing credit card payments, or providing customer service). These third-party service providers may have access to Personal Information, but only to the extent required to perform their assigned roles, and they may not use your Personal Information for any other reason.
Compliance with Law. We may release Personal Information about you if we believe such a release is necessary to comply with the law or in response to a subpoena or other legal process.
Protection of Your Information
To prevent unauthorized access to, maintain data accuracy, and ensure the correct use of information, we have put in place commercially reasonable physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, no security system is perfect, and we cannot guarantee that information you provide to us over the Internet will remain private. We also cannot guarantee that information you transmit to us over the Internet will not be intercepted.
Use of Website by Children
The Website is not intended for children under the age of 13. We will not knowingly collect personally identifiable information via the Website from visitors in this age group and will take prompt steps to delete any such personally identifiable information.
We welcome your comments and suggestions about the Website, but we ask that you do not send us any confidential or proprietary ideas, suggestions, materials, or other information relating to developing, designing, redesigning, modifying, providing, or marketing any of our products or services or any new products or services. With this in mind, if you choose to send to us via the Website any such information, including but not limited to feedback, data, questions, comments, product or service ideas, know-how, or suggestions (collectively, "Your Suggestions"), you agree that we will own Your Suggestions, and by submitting Your Suggestions to us via the Website, you assign to us all worldwide rights, title, and interest in and to Your Suggestions. We will not have any obligation to keep Your Suggestions confidential and will be free to reproduce, use, disclose, and distribute Your Suggestions to others without limitation or liability. We may use any ideas, concepts, know-how, or techniques in Your Suggestions for any purpose whatsoever, including developing and marketing products or services that incorporate or otherwise embody Your Suggestions, without providing any notice, compensation, or attribution to you.
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